Gold cards from Belorusbank: types, conditions, advantages. Belarusbank gold cards Visa Gold payment card in BYN Belarusbank
Visa Gold of Belarusbank and MasterCard Gold are among the prestigious “plastic”, combining the highest quality, comfort and reliable service. Cards in this category are chosen by customers who are accustomed to enjoying the benefits of cashless services.
How much does it cost to get such a card? This depends on whether the client plans to receive at a branch or through online banking services.
You can use a card with a special status not only in Belarus, but also in other places where machines servicing the Visa and MasterCard banking systems operate.
The following additional privileges are offered:
- Connecting to the World of Privilege loyalty program.
- Legal assistance or medical assistance for connecting to a well-known banking system.
This international map plays a role at the same time both savings and checking. The client’s benefit increases from profitable purchases in different places that offer loyal service for such a Belarusbank plastic card. Using your money freely, you can still earn money and up to 0.5% per annum.
Tariffs by card
When using Belarusbank visa gold, there is a loyalty program, which is limited to specific conditions.
Plastic cards with a gold background are classified as international products - this indicates that that not only discounts are provided on the card, but also unlimited payment for services.
| Loyalty offers that are valid for constant use of Visa and MasterCard Gold | Bill, dollars | Account, growing. rubles | Account, Belarusian. rubles |
|---|---|---|---|
| Registration at a banking institution | 45 currency units | 2300 | 65 |
| Registration through the use of various banking services | 60 | ||
| Reward for servicing cards with a validity of 3 years when issued at a Belarusbank branch | 55 currency units | 3150 | 85 |
| Registration through the contact center or M-banking | 75 | ||
| Insured deposit for a non-resident | 500 currency units | 37 000 | 1100 |
| Deposit to the personal account of another person | 250 currency units | 18 500 | 550 |
| The amount of loyal interest accrued on account funds | 0,1% | 0,1% | 0,5% |
Possibilities
The Belarusbank gold card differs from standard banking products and has expanded capabilities.
You can take advantage of its benefits regardless of your location, so if you often have to travel or go on business trips, then it’s worth applying for it.
The card is issued to clients with expiration date:
- 2 years.
- 3 years.
Users of such a card special features available:
- Carrying out auto payment.
- Mobile banking.
- Useful SMS notification.
- Obtaining the necessary statements of your personal account.
- Making online payments and transfers.
Pay attention to additional services from the Visa system Knowing what Visa and MasterCard cards are, you can make contactless payments anywhere, where the reading machines operate and receive additional privileges along with this. The higher the cost of services, the more additional bonuses will be credited to the client’s account.
Unlike other payment products, plastic with a golden sheen from Belarusbank will constantly work for the card holder.
How to apply?
Applying for a mastercard/gold visa means opening a bank account. Can do it client from 14 years old using the following step-by-step actions:
- Contact the nearest Belarusbank office.
- Provide standard documents.
- Enter into a valid contract.
- Fill out a form using a special form, on the basis of which a personal card is issued.
Card design methods
Application on the website
The following can be connected to the new master card/gold visa:
- Online banking.
- SMS banking.
- TVbanking.
Useful video:
Advantages of the card
Common cards have a special design there are noticeable advantages, for which they are chosen in all cities of the country.
Pay attention to the loyalty program and discount program Having such a card with you, you can not only buy whatever you want, but also use other great offers.
| Advantages | Distinctive features |
|---|---|
| Contactless payment technology | Some operations are carried out without entering a password and receiving a receipt |
| Convenient free SMS notification services | Receive notifications about expense transactions, as well as about payments made in Internet banking |
| An additional card is issued at a reduced cost | By agreement |
| Receiving discounts using the current system “Wow! Discounts" | Calculated individually for the client |
| Safe shopping in many services that support Visa and MasterCard services | Can be used in any city in the country |
| Receiving discounts in hotels and trade organizations | Bonuses are credited to the account and used by the client at his discretion |
Medical and legal referral service
Medical and legal referral support is provided to the holder and his family while traveling outside the country of permanent residence for a period of 90 days. It is important that at least 50% of the cost of travel documents and accommodation is paid with a Visa Premium Card.
When contacting the Medical and Legal Help Desk, the holder is identified by the specified first six digits of the card number (BIN) and by the name of the bank that issued the card.
The list of services of the Medical and Legal Help Desk includes:
- Free travel, legal and general services:
- Providing general information regarding the trip and the countries planned to be visited
- Providing contacts for lawyers in the host country
- Redirecting the call to the contact center of the issuing Bank
- Free
- Providing medical assistance by telephone
- Providing contacts for health care providers
- Providing contacts for translators in the host country
- Monitoring the health status of the holder during and after hospitalization
- Paid medical services include:
- Arranging the delivery of essential medicines or equipment
- Providing a doctor
- Guarantee of payment for hospital stay
- Organization of urgent evacuation and repatriation for medical reasons
- Arranging a trip to visit a hospitalized Visa Premium Card holder or a member of his family traveling with him
- Organization of the return of children
- Organization of transportation of remains
You can contact the Medical and Legal Help Desk by phone:
- +380 44 499 39 - for international calls and calls within Ukraine
- 0 800 305 797 - free for calls from landlines within Ukraine
- +7 727 399 0303 - for international calls and calls within Kazakhstan
- 8 800 080 333 4223 - free for calls from landlines within Kazakhstan
Global Customer Assistance Services (GCAS)
Holders of premium Visa Gold and Visa Platinum cards have a unique opportunity to use the services of the global customer support service of the Visa International payment system (GCAS), which provides the following services:
Emergency card replacement
If the card has been stolen or damaged so much that it cannot be accepted for payment or issuing cash on it is impossible, the holder can contact the Global Customer Support Service, order a temporary card and receive it at his place of residence.
The temporary cards are produced and personalized at Visa's dedicated personalization centers located in six cities on four continents. These are Louisville (USA), Miami (USA), Sydney (Australia), Sao Paulo (Brazil), Cologne (Germany) and Singapore.
The temporary card issued to the holder when using the Emergency Card Replacement service differs from a regular card in appearance and functionality.
Main characteristics and differences of temporary cards:
- Temporary cards are embossed, therefore, can be used in commercial enterprises and the Internet
- The card does not contain the bank name
- The card is issued with a number and expiration date determined by the issuer
- Temporary cards cannot be used at ATMs as they are personalized without a PIN code
The delivery time to the temporary card holder depends on the class of Visa card that needs to be replaced:
A temporary card can be delivered to the holder by courier at his place of temporary residence, for example, to a hotel. If the holder is actively traveling or cannot indicate a place of temporary residence, the holder can obtain a temporary card at one of the branches or offices of a local bank, while the address and time of receipt are negotiated with the operator of the Global Customer Support Service. The holder can also receive the card in person at one of the emergency card personalization centers. A temporary card can be issued even in the event of loss of identification documents, by identifying the holder using a secret question and answer agreed upon between the holder and the Global Customer Support Service operator.
If, for some reason, it is not possible to use the Visa Premium Card while traveling (the card was lost, stolen, damaged), the holder can receive cash using the Emergency Cash Withdrawal service.
The holder can receive cash as part of the Emergency Cash Withdrawal service at service points of the Western Union or MoneyGram or ESL (Emergency Service Location) payment systems. In total, at the moment, to receive cash as part of the Emergency Cash Withdrawal service, the holder can choose one of more than 270,000 points around the world. Cash can be issued to the holder even if identification documents are lost, by identifying the holder using a security question and answer.
The Emergency Cash Withdrawal service involves the holder receiving cash in the amount of up to $5,000 in the equivalent of the currency of the country of location. There is no minimum cash withdrawal amount. The request for Emergency cash withdrawal is made by the holder and confirmed by the issuing bank. In some cases, Visa may decide to approve emergency cash advances to Visa Platinum holders up to $2,000 without confirmation from the issuing bank.
The term of Emergency Cash Issue depends on the class of the Visa Premium Card owned by the holder and his location:
Emergency cash withdrawal
If a Visa card is lost, the holder can contact Visa Global Customer Service to block the card and notify the issuing bank.
To report a stolen/lost card, the holder must call Visa Global Customer Support. A Visa Global Customer Service operator will answer the call in English, however, if necessary, a Russian-speaking operator or simultaneous interpreter can be involved in the conversation. The holder must indicate his first and last name, the name of the bank that issued the Visa card, and the full card number.
If you have the full card number, the Visa Global Customer Service operator will instantly block the card.
Cardholder information service
The cardholder can receive information support regarding the use of Visa cards around the clock and anywhere in the world, the location of the nearest ATMs, etc.
Both the Visa card holder himself and a representative of the issuing bank acting on his behalf can contact the Global Customer Support Service. The operator taking the call will address the Visa cardholder or representative of the issuing bank in English. If the issuing bank representative or Visa cardholder does not speak English, then you should persistently repeat your request in your native language and do not hang up. A simultaneous interpreter will be connected within 20 seconds from the start of the conversation.